Dental Insurance
There are four dental options to choose from. Choose the level of dental coverage that meets the needs of you and your family.
| Feature | Option 1 | Option 2 | Option 3 | Option 4 |
|---|---|---|---|---|
| Deductible | No coverage | None | None | None |
Coinsurance:
|
No coverage | 80%; recall exams paid every 12 months | 80%; recall exams paid every 6 months | 90%; recall exams paid every 6 months |
Coinsurance:
|
No coverage | None | 50% | 50% |
Coinsurance:
|
No coverage | None | None | 50% |
Maximum:
|
No coverage | $1,000 | $1,800 | $2,500 |
Maximum:
|
No coverage | N/A | N/A | $2,500 |
| Fee Guide | No coverage | Current fee guide for general practitioners | Current fee guide for general practitioners | Current fee guide for general practitioners |
*Preventive and basic includes routine dental services such as check-ups, filling of cavities, cleanings, and root canals.
**Major includes major dental services such as crowns, dentures, caps and bridgework. To ensure that your expenses are eligible under the plan, ask your dentist to provide a “predetermination” prior to undertaking a large dental expense.