{"id":7255,"date":"2023-03-02T21:08:45","date_gmt":"2023-03-02T21:08:45","guid":{"rendered":"https:\/\/hpe-benefits.seb-admin.com\/?page_id=7255"},"modified":"2026-07-31T16:56:14","modified_gmt":"2026-07-31T16:56:14","slug":"assurance-invalidite-ild","status":"publish","type":"page","link":"https:\/\/hpe-benefits.seb-admin.com\/fr\/assurance-invalidite-ild\/","title":{"rendered":"Assurance-invalidit\u00e9 (ILD)"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<\/p>\n<div class=\"hpe-health-medical-block\">\n<h2 class=\"HPE-head-level1\">Assurance ILD<\/h2>\n<p>Vous pouvez choisir parmi quatre options d\u2019assurance invalidit\u00e9 de longue dur\u00e9e (ILD). L\u2019assurance ILD vous offre une protection de votre revenu si vous \u00eates compl\u00e8tement invalide en raison d\u2019une maladie ou d\u2019une blessure.<\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=\u00a0\u00bb.vc_custom_1675279284978{margin-bottom: 40px !important;}\u00a0\u00bb][vc_column][vc_column_text]<\/p>\n<div style=\"overflow-x: auto;\">\n<table class=\"hpe-cust-table-2 hpe-cust-table-3\">\n<thead>\n<tr>\n<th><strong>Caract\u00e9ristiques<\/strong><\/th>\n<th><strong>Option 1<\/strong><\/th>\n<th><strong>Option 2<\/strong><\/th>\n<th><strong>Option 3<\/strong><\/th>\n<th><strong>Option 4<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><b>Les prestations correspondent \u00e0 un pourcentage du salaire mensuel<\/b><\/td>\n<td>50% de la premi\u00e8re tranche de 2 500$,<br \/>\n45% de la prochaine tranche de 1 500$ et<br \/>\n30% du solde.<\/td>\n<td>Option 1 + indexation<\/td>\n<td>60% de la premi\u00e8re tranche de\u00a0<span class=\"no-wrap-text\">2 500$<\/span>,<br \/>\n50% de la prochaine tranche de\u00a0<span class=\"no-wrap-text\">2 500$<\/span>\u00a0et<br \/>\n40% du solde.<\/td>\n<td>Option 3 + indexation<\/td>\n<\/tr>\n<tr>\n<td><b>Ratio approximatif de remplacement du revenu net provenant de toutes les sources (y compris les RRQ\/RPC)<\/b><\/td>\n<td>65%<\/td>\n<td>65%<\/td>\n<td>80%<\/td>\n<td>80%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=\u00a0\u00bb.vc_custom_1675264341873{margin-bottom: 50px !important;}\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2&Prime;][vc_column_text el_class=\u00a0\u00bbHPE-health-options HPE-annual-enrollment-choices\u00a0\u00bb]<\/p>\n<p class=\"p-head p-h6\"><b>Adh\u00e9sion annuelle \u2013 choix de protections<\/b><\/p>\n<p>Vous pouvez apporter les changements suivants \u00e0 votre protection :<\/p>\n<div class=\"vntd-icon-list icon-list-simple icon-list-basic icon-list-color-accent\">\n<ul class=\"icon-list\">\n<li><i class=\"fas fa-square-full color-accent\"><\/i>conserver votre option actuelle;<\/li>\n<li><i class=\"fas fa-square-full color-accent\"><\/i>passer \u00e0 une option inf\u00e9rieure; ou<\/li>\n<li><i class=\"fas fa-square-full color-accent\"><\/i>passer \u00e0 une option sup\u00e9rieure.<\/li>\n<\/ul>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime;][vc_column_text el_class=\u00a0\u00bbHPE-health-options HPE-life-event-choices\u00a0\u00bb]<\/p>\n<p class=\"p-head p-h6\"><b>Choix \u00e0 la suite d\u2019un \u00e9v\u00e9nement marquant<\/b><\/p>\n<p>Vous pouvez apporter les changements suivants \u00e0 votre protection :<\/p>\n<div class=\"vntd-icon-list icon-list-simple icon-list-basic icon-list-color-accent\">\n<ul class=\"icon-list\">\n<li><i class=\"fas fa-square-full color-accent\"><\/i>conserver votre option actuelle;<\/li>\n<li><i class=\"fas fa-square-full color-accent\"><\/i>passer \u00e0 une option inf\u00e9rieure; ou<\/li>\n<li><i class=\"fas fa-square-full color-accent\"><\/i>passer \u00e0 une option sup\u00e9rieure.<\/li>\n<\/ul>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=\u00a0\u00bbwhats-new-section3-text\u00a0\u00bb][vc_column]<div class=\"vntd-icon-list icon-list-simple icon-list-basic icon-list-color-gray\"><ul class=\"icon-list\"><li><i class=\"fas fa-info-circle color-gray\"><\/i><\/li><\/ul><\/div>[\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] Assurance ILD Vous pouvez choisir parmi quatre options d\u2019assurance invalidit\u00e9 de longue dur\u00e9e (ILD). L\u2019assurance ILD vous offre une protection de votre revenu si vous \u00eates compl\u00e8tement invalide en raison d\u2019une maladie ou d\u2019une blessure. [\/vc_column_text][\/vc_column][\/vc_row][vc_row css=\u00a0\u00bb.vc_custom_1675279284978{margin-bottom: 40px !important;}\u00a0\u00bb][vc_column][vc_column_text] Caract\u00e9ristiques Option 1 Option 2 Option 3 Option 4 Les [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7255","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/hpe-benefits.seb-admin.com\/fr\/wp-json\/wp\/v2\/pages\/7255","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hpe-benefits.seb-admin.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hpe-benefits.seb-admin.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hpe-benefits.seb-admin.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hpe-benefits.seb-admin.com\/fr\/wp-json\/wp\/v2\/comments?post=7255"}],"version-history":[{"count":9,"href":"https:\/\/hpe-benefits.seb-admin.com\/fr\/wp-json\/wp\/v2\/pages\/7255\/revisions"}],"predecessor-version":[{"id":8708,"href":"https:\/\/hpe-benefits.seb-admin.com\/fr\/wp-json\/wp\/v2\/pages\/7255\/revisions\/8708"}],"wp:attachment":[{"href":"https:\/\/hpe-benefits.seb-admin.com\/fr\/wp-json\/wp\/v2\/media?parent=7255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}